State Mandates & Health Insurance: Find out what you’re paying for (and don’t need)

Posted: August 7th, 2009 by Militant Libertarian

by Shelly Roche,

State mandates on health insurance are a major factor in the high cost of coverage. I did some research to find out what I’m paying for (and don’t want or need):

State: Maryland
Cost of Coverage: about $500/month

Here are just a few of the dozens of things I’m paying for:

In-Vitro Fertilization – accounts for 3-5% of my premium
Morbid Obesity Treatment – accounts for 1-3% of my premium
Smoking Cessation – accounts for 1-3% of my premium
Well Child Care – accounts for 1-3% of my premium
Alcoholism/Substance Abuse – accounts for 1-3% of my premium
Hair Prosthesis – accounts for 1% of my premium

I’m not morbidly obese, I don’t smoke, I don’t have kids (nor am I looking to get pregnant any time soon, sorry mom!), and I’m pretty sure I don’t need rehab.

Go to Shelly’s website for more!

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