When All Else Fails

Debt collectors using Facebook to stalk and humiliate

by David Edwards, RawStory

It’s not just friends that are noticing your status updates on Facebook.

Debt collectors are now combing through social networks to learn about the lives of those who owe them money in order to embarrass them into paying up.

One woman in Tampa, Florida felt violated when she found out she was being stalked by collectors online.

Melanie BeachamĀ told WTSP’s Beau Zimmer that she had been receiving as many as 20 calls per day from MarkOne Financial after getting sick and falling behind on her car payments.

“Then one day she got a call from her sister saying the company contacted her in Georgia,” Zimmer wrote.

“I was telling her, ‘No way, because you’re not even a reference,'” Beacham said.

After finding out that the company had contacted her sister and other relatives through Facebook, Beacham contacted consumer attorney Billy Howard of Morgan & Morgan.

“Now Facebook does a debt collector’s work for them,” Howard told Zimmer. “Now it’s not only family members, it’s all of your associates. It’s a very powerful tool for debt collectors to use.”

Howard believes stalking through Facebook could become a standard technique for debt collectors if action isn’t taken.

“It’s getting the desired result, and that is to start a domino effect of panic and embarrassment among family and friends, and people will do anything to stop that,” he said.

Howard wants MarkOne Financial to stop using Facebook and other social media to harass Beacham’s family and friends. He’s filed a lawsuit to make his point.

Read the rest at this link.